As a new kick starter, information like this is truly valuable and much appreciated. I'm sure there are others whose money, intentionally or unintentionally, doesn't get approved, creating a void. This is unfortunate but part of doing business. Even in my own business I received a payment and the payee refuted it even after the merchandise was handed over. Since it was done on a handshake I had no recourse and lost my money and my product. I learned from it. that is what life's about. A journey of experiences. You take the good with them bad.